Your rights as an investor, your obligations, and our commitments to you — in strict accordance with the SEBI Investor Charter and AMFI guidelines.
| S.No | Right | Description |
|---|---|---|
| 1 | Complete Information | Receive complete, accurate, and up-to-date scheme info (SID, SAI, KIM) before investing. |
| 2 | Commission Transparency | Right to know all commissions received by Flowrich Finserve for recommended schemes. |
| 3 | Account Statements | Receive confirmations and Consolidated Account Statements (CAS) directly from RTAs. |
| 4 | Grievance Redressal | Lodge complaints and receive resolution via our mechanism, SEBI SCORES, or SMART ODR. |
| 5 | Plan Choice | Switch from Regular Plan to Direct Plan at any time without any exit charges from us. |
| 6 | Risk Profiling | Right to receive a risk profile assessment before any investment recommendation is made. |
| 7 | Data Privacy | Complete privacy of your financial data as per DPDPA 2023 and SEBI regulations. |
| 8 | Distributor Choice | Full freedom to choose, switch, or change your distributor at any point in time. |
| S.No | Obligation | Description |
|---|---|---|
| 1 | Accurate Information | Provide correct KYC and financial data to ensure regulatory compliance. |
| 2 | Read Documents | Carefully read scheme-related documents (SID, SAI, KIM) before deciding to invest. |
| 3 | Honest Risk Assessment | Provide an honest assessment of your risk appetite to help us suggest suitable funds. |
| 4 | Understand Risks | Acknowledge that Mutual Funds are subject to market risks and returns are not guaranteed. |
| 5 | Report Issues | Promptly report any unauthorized transactions or discrepancies to us and the AMC. |
Invest only through AMFI-registered entities like us.
Keep your login credentials, passwords, and OTPs private.
Issue payments only in the name of the Mutual Fund Scheme.
Verify your account statements and CAS regularly.
Do not invest based on rumors or unverified informal advice.
Do not sign blank cheques or blank transaction slips.
Do not share your bank account or password with anyone.
Do not use third-party bank accounts for subscriptions.